These Terms and Conditions govern the use of the 98php platform by all registered players in the Philippines. Please read this document carefully before registering or placing any bets on 98php. By creating an account, you confirm that you have read, understood, and agreed to all terms set out below.
By accessing, registering for, or using any service offered by 98php at 98php.club, you acknowledge that you have read and understood these Terms and Conditions in their entirety and agree to be bound by them. These Terms apply to all activities conducted on the 98php platform, including but not limited to sports betting, live casino games, slot games, bingo, and online sabong.
98php reserves the right to update, amend, or replace any part of these Terms at any time. Continued use of the platform following any such amendment constitutes acceptance of the revised Terms. It is your responsibility to review these Terms periodically. The effective date at the top of this document reflects the most recent revision.
98php employs age verification measures during registration and during KYC (Know Your Customer) review. Any account found to belong to a person under 21 years of age will be immediately suspended, all associated bets voided, and any deposited funds returned to the originating payment method after deducting processing fees where applicable.
The 98php platform is operated for and directed at residents of the Republic of the Philippines. By registering, you confirm that you are physically located in the Philippines and that online gaming is legal under the laws applicable to your specific circumstances. Persons accessing the platform from jurisdictions where online gambling is prohibited do so at their own legal risk, and 98php accepts no liability therefor.
Upon registration, each player agrees to provide true, accurate, current, and complete information, including:
Each individual may only hold one (1) account on the 98php platform. Multiple accounts by the same individual are strictly prohibited and may result in permanent account closure and forfeiture of funds.
Prior to processing any withdrawal, 98php requires completion of KYC verification. Acceptable Philippine government-issued identification documents include: UMID, PhilSys National ID, passport, driver's license, SSS ID, GSIS ID, Voter's ID, and PRC ID. 98php reserves the right to request additional documentation at any time for fraud prevention purposes.
You are solely responsible for maintaining the confidentiality of your 98php account credentials, including your mobile number, password, and any two-factor authentication (2FA) codes. 98php will never request your OTP or password through outbound calls, SMS, or third-party messaging applications such as Messenger or Viber. Any unauthorized access should be reported to 98php customer support immediately.
98php reserves the right to suspend or permanently close any account, with or without prior notice, where there is reasonable belief of: (a) breach of these Terms; (b) fraudulent activity; (c) use of third-party payment methods not registered under the account holder's name; (d) collusion or match-fixing; (e) underage gambling; or (f) any activity that 98php reasonably believes to be harmful to the integrity of the platform.
An account is considered inactive if there has been no login, deposit, withdrawal, or wagering activity for a continuous period of twelve (12) months. 98php reserves the right to apply a monthly administrative fee of up to ₱50.00 to inactive accounts after written notice to the registered mobile number. Any remaining balance at the time of closure due to inactivity will be returned to the player upon verified request.
98php accepts deposits via GCash, Maya (formerly PayMaya), GrabPay, QR Ph, BPI, BDO, Metrobank, 7-Eleven CLiQQ, InstaPay, and PesoNet. All payment methods must be registered under the same name as the 98php account holder. Third-party payments — deposits or withdrawals made through accounts registered to another person — are strictly prohibited and may result in permanent account closure.
The minimum deposit amount on 98php is ₱100.00. The minimum withdrawal amount is ₱100.00 for e-wallets (GCash, Maya) and ₱500.00 for bank transfers. Withdrawal processing times are as follows: GCash and Maya — typically within 3–5 minutes for verified accounts; bank transfers — up to one (1) business day.
All transactions on the 98php platform are denominated in Philippine Peso (PHP / ₱). 98php does not accept or process transactions in foreign currencies. Currency conversion fees, if any, are the responsibility of the player's payment provider.
Withdrawals are only processed to payment methods previously used for deposits on the same account. Withdrawals will not be processed until KYC verification is complete. Any bonus funds are subject to wagering requirements before withdrawal eligibility is established. 98php reserves the right to delay or decline a withdrawal pending fraud investigation.
All bets placed on 98php are subject to the specific rules of the applicable game or sport. Sports betting outcomes are determined by the official result of the relevant governing body (e.g., PBA, FIBA, UFC). In the event of a dispute regarding a sports result, 98php's decision, based on official sources, shall be final.
Bets may be declared void in the following circumstances:
98php reserves the right to impose maximum winnings limits on any single bet, event, or game category. Current limits are displayed in the relevant betting interface. Winnings exceeding published limits may be adjusted to the applicable maximum at 98php's sole discretion.
For live dealer games (baccarat, roulette, blackjack, sic bo, dragon tiger), the outcome determined by the live dealer at the conclusion of each round is final. In the event of a technical disconnection during a live game round, 98php's server records shall be the definitive record of bets placed and outcomes determined.
All bonuses, free bets, and promotional offers made available to 98php players are subject to specific terms and conditions disclosed at the time of each promotion. Unless stated otherwise, the following general bonus rules apply across all 98php promotions:
New 98php players are eligible for a 100% matched deposit welcome bonus up to ₱10,000 on their first qualifying deposit of ₱200 or more. The welcome bonus is subject to a 25× wagering requirement calculated on the bonus amount. The bonus is valid for thirty (30) days from the date of credit and expires if not used or wagered within that period.
98php operates a multi-tier VIP program with cashback, exclusive table access, enhanced withdrawal limits, and dedicated account managers. VIP tier advancement is based on cumulative real-money wager volume as specified in the VIP program terms published in the player account section. 98php reserves the right to adjust VIP tier thresholds and benefits with thirty (30) days' advance notice.
98php is committed to promoting responsible gambling and adheres to the responsible gaming framework established by PAGCOR for online gaming operators in the Philippines. The platform provides the following responsible gaming tools, accessible to all registered players at no charge:
If you believe you or someone you know may have a gambling problem, please visit the 98php Responsible Gaming page for support resources and information on PAGCOR's national responsible gaming initiatives.
The following conduct is strictly prohibited on the 98php platform. Violation of any of these prohibitions may result in immediate account suspension, forfeiture of funds, and/or legal action:
All content on the 98php platform — including but not limited to the 98php brand name and logo, website design, game interfaces, promotional materials, software, text, images, and graphics — is the exclusive intellectual property of 98php or its licensed content providers. No part of the platform may be reproduced, distributed, modified, or used for commercial purposes without the express prior written consent of 98php.
To the fullest extent permitted by applicable Philippine law, 98php shall not be liable for: (a) any loss of profits, revenue, or data; (b) indirect, incidental, or consequential damages arising from use of the platform; (c) interruptions in service due to maintenance, technical failure, or force majeure events; (d) the acts or omissions of third-party payment providers including GCash, Maya, and banking institutions; or (e) losses arising from a player's failure to maintain the security of their account credentials.
98php's total aggregate liability to any player in connection with their use of the platform shall not exceed the total amount deposited by that player in the three (3) calendar months preceding the event giving rise to the claim.
98php collects, processes, and stores personal data from players in accordance with the Philippine Data Privacy Act of 2012 (Republic Act 10173) and its implementing rules and regulations. The collection and use of personal data is governed by the 98php Privacy Policy, which forms part of and is incorporated into these Terms and Conditions by reference.
By registering on 98php, you consent to the collection and processing of your personal data as described in the Privacy Policy, including for identity verification, fraud prevention, regulatory compliance, and platform improvement purposes.
98php reserves the right to amend these Terms and Conditions at any time. Material changes will be notified to registered players via SMS to the registered mobile number and/or via a notice displayed on the platform's homepage with a minimum of seven (7) calendar days' advance notice where practicable. Your continued use of the 98php platform after the effective date of any amendment constitutes acceptance of the revised Terms.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms — including disputes relating to account closures, bet settlements, bonus determinations, or payment processing — shall first be submitted to 98php's internal dispute resolution process by contacting customer support. If the dispute is not resolved within thirty (30) calendar days, either party may escalate the matter to the appropriate Philippine regulatory authority.
For questions relating to these Terms and Conditions, account issues, responsible gaming support, or any other matter concerning your 98php account, please contact our support team. 98php customer support is available 24 hours a day, 7 days a week, in Filipino English.
Contact us by email at: [email protected] (plain text — not a clickable link)
These Terms and Conditions were last updated on 1 January 2026. This document supersedes all prior versions. The English-language version of this document is the authoritative version. In the event of a translation discrepancy, the English version shall prevail.
Behind the legal language, these are the real commitments that 98php makes to every Filipino player — from Manila to Mindanao.
98php enforces the 21-year minimum age requirement at registration and during KYC review, in full compliance with Philippine law and PAGCOR regulations. No exceptions. No workarounds.
Withdrawal rules are clear and consistent at 98php. No hidden conditions, no arbitrary delays for verified accounts. GCash and Maya withdrawals are processed within minutes for completed KYC accounts.
All 98php bonuses — including the welcome offer — display wagering requirements, eligible games, and expiry dates upfront. No surprises buried in footnotes. Filipino players deserve to know exactly what they're agreeing to.
Player funds held in 98php accounts are segregated from operational funds. This ensures that deposits remain available for withdrawal regardless of platform operational circumstances.
98php processes personal data in compliance with RA 10173 (Philippine Data Privacy Act). Your mobile number, ID documents, and transaction history are handled with appropriate security measures and never sold to third parties.
Any dispute at 98php is handled through a documented internal process. If unresolved within 30 days, players may escalate to Philippine regulatory bodies. Every player's concern gets a real response — not a scripted dismissal.